Our Top Priority, You

As a valued PULSE participant, you’ve benefited from our highly-competitive interchange¹. In appreciation for your business, we’re offering your institution the opportunity to take advantage of higher premium interchange rates.

Respond by March 31, 2019, and we’ll offer our PULSE PAY® Choice rates if you sign a three-year agreement with PULSE.

In a payments landscape filled with uncertainty and change, this offer is designed to provide you a measure of confidence about your debit network relationship, along with an immediate boost to your debit program’s interchange revenue. This will help you focus more on what’s most important to your institution – your customers.   

This is just one way PULSE is focused on our participants’ needs and how we tailor our solutions to do what’s right for you.


Focused On What's Right For You, Not Us

Others focus on what’s best for them. We know there’s a better way. That’s why we're uniquely structured to adapt to your needs. It’s the PULSE way.

  • One of the top-paying networks for interchange to issuers for years.¹
  • We are the only major EFT debit network not owned by a processor or acquirer.
  • We don’t compromise your interests to win merchant routing.
  • We won’t bundle your debit network under processing services that erode revenue. More.
  • We do what’s right for you and help deliver value through competitive interchange and low fees. We won’t lose sight of your debit revenue, because debit is all we do.
  • Our culture of service means personal attention. Call us, we call you back.

1. Federal Reserve Bank, 2018 Interchange Study (https://www.federalreserve.gov/paymentsystems/regii-average-interchange-fee.htm)

 

Employee using a Discover Debit card on a mobile payment device.

The Economics of Interchange

Let the Federal Reserve show you how PULSE interchange stacks up versus the industry.



The Economics of Unbundling

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Issuer Case Study

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